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Terms of Service

Effective 23 August 2026 · Last updated 23 August 2026

These terms cover the JobTayo Academy subscription — what it gives you, what it costs, and how to stop paying for it. Read section 5 before you subscribe — it is the one that costs money

1 · Who you are contracting with

JobTayo Academy is operated by Mindflows UG (haftungsbeschränkt), Schumannstraße 27, 60325 Frankfurt am Main, Germany, registered under HRB 127182. In these terms "we", "us" and "our" mean that company. Full details are in our Imprint.

2 · Who can register

3 · What the subscription gives you

The Academy is self-paced. There are no cohorts, no start dates and no fixed term. You subscribe, you log in at academy.jobtayo.com, and you work through the material at whatever pace your week allows.

While your subscription is active you get:

Access begins when your first payment clears and continues for as long as the subscription is active. Live call times are published in Manila time (PHT); if you are working abroad, please convert to your own local time.

We add to, re-record and retire material as the Academy is built, so the library on the day you join is not fixed. That is the point of paying by the month rather than once. If we materially reduce what is delivered, we will tell you. If you breach the Acceptable Use Policy, we may suspend or end your access without a refund.

4 · What is built today, and what is not

Today the subscription gives you the foundation: three courses, taken in order — The World of the VA, How to Get Clients, and The AI-Powered VA. Each one runs sessions, then an exercise, then a quiz. Passing the quiz opens the next course.

The specialisations — Softr, Claude and monday.com — are being built, and they are not part of what is being sold today. We would rather say that plainly than have you subscribe expecting six courses when three are live. We will tell subscribers when a specialisation opens and what it involves.

5 · Payment, renewal and cancellation

Payments are not refunded. That includes a yearly subscription cancelled part-way through: there is no pro-rata refund of the unused months. What happens instead is that your access simply runs to the end of the period you paid for. The reason is that a subscription gives you the whole published library from the first day, so there is nothing left undelivered to refund. The detail, including your statutory rights, is in our Refund Policy.

6 · Quizzes, exams and what passing gets you

The foundation quizzes are scored automatically, so your result appears as soon as you finish. The same rules apply to every one of them:

A specialisation assessment is a live call with a person, not a quiz. It costs ₱1,000, one per specialisation, billed separately from the subscription, and the assessment call is included in that price. No specialisation is open yet, so no assessment can be booked today.

Passing is not guaranteed and is not included in the price — the subscription buys the teaching and the exam fee buys the attempt, not the result. Anyone can watch the videos; not everyone passes, and that is the whole point of the standard. Where we offer a second attempt, its terms are published at the time.

Members who pass may enter the JobTayo talent pool. That is not an offer of work, a job placement, or a promise that any employer will contact you. Listing is voluntary, and you can ask us to remove it at any time.

7 · What we do not promise

We do not guarantee income, rate increases, employment or clients. Nothing on our website, in our marketing, or in the courses is a promise of a particular financial outcome. What you earn depends on your own effort, skill, market conditions and circumstances entirely outside our control. Any figures we publish describe the market, not a result we commit to deliver to you.

8 · Acceptable use

Our Acceptable Use Policy sets out the detailed rules and forms part of these terms. Breaches may lead to your access being suspended or ended, or to a permanent ban.

9 · Intellectual property

10 · Privacy

We process personal data under the GDPR and the Philippine Data Privacy Act. See our Privacy Policy for what we collect, who receives it, and how to exercise your rights.

11 · Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect or consequential damages, and our liability in connection with the Academy is capped at what you paid us in the twelve months before the claim arose.

Nothing in these terms excludes or limits liability for death or personal injury caused by our negligence, for intent or gross negligence, or any other liability that cannot lawfully be excluded. If you are a consumer, your mandatory statutory rights are unaffected by anything in this section.

12 · Indemnification

You agree to indemnify us against claims arising from your use of the service or your breach of these terms. This does not apply to the extent a claim results from our own breach or fault.

13 · Termination

We may suspend or end your access for breach, fraud, or harm to other members. Where we end it for one of those reasons, no refund arises. You may cancel at any time, as set out in section 5, and ask us to close your record. Sections that by their nature should survive — intellectual property, liability, indemnity and governing law — continue to apply.

14 · Governing law

These terms are governed by the law of the Federal Republic of Germany, excluding the UN Convention on Contracts for the International Sale of Goods.

If you are a consumer, this choice of law does not deprive you of the protection of the mandatory consumer law of the country where you habitually reside. You keep every right that law gives you, and you may bring proceedings in the courts of your own country where it entitles you to.

Where you are a business, a legal person under public law, or have no general place of jurisdiction in Germany, the place of jurisdiction for all disputes arising from this contract is Frankfurt am Main.

15 · Changes to these terms

We may amend these terms by posting an updated version here with a new date. Changes do not apply retroactively to a period you have already paid for; for a subscription they take effect from your next renewal. If a change materially affects you, we will tell you directly.

16 · Contact

Email hello@jobtayo.com, or write to Mindflows UG (haftungsbeschränkt), Schumannstraße 27, 60325 Frankfurt am Main, Germany.